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Real Estate

Real Estate - Title Insurance - Friday, April 2, 2010

A lot of homeowners are confused by title insurance.  Is it optional?  Is it something you may not need, like an extended warranty on an appliance?  What exactly does it insure, anyway?

The answers are pretty simple.  Let’s start with why you need it.

Before you go into a closing, it’s critical to know that your title to the property will be free and clear.  This means that, after the closing, it will be free of prior indebtedness or other defects or encumbrances.  It is then what is called a “marketable title...

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Real Estate - The Cast of Characters - Friday, April 2, 2010

There are a lot of players in a real estate transaction.  It’s not as easy as buying, say, a car, where there are just you and the dealer and a lender whom you probably never see.

But from the moment you start looking for a home or property to buy, you’re dealing with a large cast of characters, and sometimes their roles may be a little confusing.  These explanations should help you sort them out.

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Real Estate Terms and Vocabulary - Friday, April 2, 2010

Probably the aspect of the real estate buying process that people find most confusing is the vocabulary of new and confusing terms.  Nothing is more disorienting than to be in conversation or, worse, negotiations with someone who is using a lot of words you don’t understand.  Therefore, it’s important for the non-professional real estate buyer or seller to become familiar with the lingo.

Here are some of the most common real estate-related terms.  If you run across others that you don’t understand, ask your attorney to explain them to you.  As always, your real estate attorney is your best source of thorough explanations; it’s part of the job.

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