Estoppel certificates may be requested from Emmanuel, Sheppard & Condon only for delinquent accounts that have been turned over to us for collection by our clients. Otherwise, requests should be directed to the association. Estoppel certificates will be issued within ten (10) business days after receipt of a written or electronic request from the unit/parcel owner or designee or a unit/parcel mortgagee or designee unless requested on an expedited basis (for which an additional fee will be charged). The estoppel certificate will have a 30-day effective period if hand delivered or sent by electronic means and a 35-day effective period if sent by regular mail. It is our policy to provide the certificate by e-mail unless requested otherwise in writing.
Please follow these steps so that we may timely process your request:
All properly submitted requests will be processed no later than 10 business days after receipt by us of the written request and fee payment (along with the third party authorization, if applicable). Please contact us at Association@esclaw.com should you have any questions.
Please be aware that NO payoffs or estoppel certificates will be calculated with application of the formulas provided in Sections 718.116 or 720.3085, Florida Statutes, for the benefit of first mortgagees until such time as a certificate of title has actually been issued by the court and a determination made that the first mortgagee has complied with the requirements of the applicable section. If you desire a full payoff or estoppel certificate in compliance with one of these statutes, it is your responsibility to make sure that your request is not submitted to us prematurely.
Due to the large volume of requests we receive on a daily basis, we appreciate your patience as we process your request and will do our best to fulfill your request as quickly as possible. Should you need assistance, please call our office at (850) 466-3255 between the hours of 9 a.m. to 5 p.m. Monday through Thursday and 9 a.m. to 2:30 p.m. on Friday.
IN THE EVENT THIS LAW FIRM MAY BE DEEMED A DEBT COLLECTOR UNDER THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT (FDCPA), PLEASE BE ADVISED THAT THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION PROVIDED WILL BE USED FOR THAT PURPOSE.
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