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What is personal injury insurance?

In Florida, people who have auto insurance must also carry personal injury coverage as a rider to their policy. Personal injury insurance, also called personal injury protection, covers people when they are injured in vehicle collisions. In some states where personal injury protection is not mandated, people choose not to purchase personal injury insurance because they believe they are covered by their health insurance. Unfortunately, this is not the case in all situations.

Personal injury insurance can help cover the costs of medical bills when those bills soar beyond what is covered by insurance limits. This type of coverage can also help cover the costs of lost wages when you cannot return to work as a result of the injuries you sustain in your accident. If you are required to hire someone to assist you with day-to-day living, personal injury protection can help cover these costs as well. Personal injury insurance is an important piece of coverage for anyone.

Personal injury protection will also help to cover funeral costs in the unfortunate incident that someone dies as a result of injuries sustained as an accident. When someone is injured in Pensacola as a result of a car accident that is not their fault, they are entitled by law to seek damages for injuries. No person should have to suffer financial difficulties when someone else causes an accident. Reach out to an experienced personal injury attorney for assistance in filing a claim for damages in court and begin putting your life back together.